Archive for May 14th, 2008

 

Rebates – Reward or Rip Off?

May 14, 2008 in Finance

Rebates have become increasingly popular in the last few years on a lot of items and certainly on electronic items and computers. Rebates of $20, $50 or $100 are not uncommon.

I’ve even seen items advertised as “free after rebate”. Do these rebates come under the heading of “too good to be true”? Some of them do and there are “catches” to watch out for but if you are careful, rebates can help you get some really good deals.

The way a rebate works is that you pay the listed price for an item then mail in a form and the bar code to the manufacturer and they send you a refund thus reducing the price of what you paid for the item except with a time delay of several weeks.

Rule #1. Rebates from reputable companies are usually just fine.

You can be pretty sure you will get the promised rebate from Best Buy, Amazon or Dell but you should probably not count on getting one from a company you’ve never heard of. If you really want the product and are OK with paying the price listed then buy it but don’t count on actually getting the refund.

Rule #2. Check rebate expiration dates.

Many times products will stay on the shelf of a retailer after the date for sending in the rebate offer has expired so check that date carefully.

Rule #3. Be sure you have all the forms required to file for the rebate before you leave the store.

Rebates will almost always require a form to be filled out, a receipt for the purchase and a bar code.

Rule #4. Back up your rebate claim.

Make copies of everything you send in to get your rebate including the bar code. Stuff gets lost in the mail all the time and if the rebate is for $50 it’s worth the trouble to back up your claim.

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Totally Free Adult Dating Services – Do They Exist?

May 14, 2008 in Dating

You've taken interest in their websites. You've seen the advertisements. Somehow you are tempted to actually give it a try. But the common question for these totally free adult dating services is – are they absolutely free of charge?

In this day and age where everything has a price, it is hard to believe that a website can provide for services without asking for any monetary payment. However, because there are few of them, you would need a little patience and some research before you can actually find them.

Quite surprisingly, there are some sites which are absolutely free from any charges. The most that these websites can ask from their members is to invite more people in. They would then ask you to send emails to your friends, providing links to their website and asking them if they want to join.dating

In general, there are two types of internet dating services that you can avail of – those which are free and those which are not. The same thing is true for adult dating services. While some sites allow a free trial, eventually you would have to pay if you want to continue availing of their services. If you do not like the service that they provide, you can stop right there. This makes these sites fall under the second category. If they clearly state that only during the trial period are the services free of charge, then there won't be any problem. The sad thing is, some sites claim to provide "free" services when in reality they don't. A closer look at the agreement terms would show that they only give a free trial, or that only some of their services are for free while you would need to pay for the others.

These tempting offers can actually be traps for the unsuspecting customer. Carefully read the clauses and riders before accepting the terms of agreement. Some of these terms are written in smaller fonts, precisely for you to overlook them. Also, avoid giving out personal information such as contact numbers or credit card numbers.

There are some "free" sites which are still able to do some milking, although they operate in a different way. They do not outright ask for any payment. They work by employing some attractive women (or men) and letting them pose as members. Because they are attractive sweet talkers, you easily fall for them. After sometime, they tell you of these incredible stories, which would involve a certain amount of money. They may tell you details on how they were robbed or got hospitalized. Because you've developed a somewhat close relationship, you trust the person and lend him the money. The next thing you know, the person then disappears and nobody from the service provider knows where to find this professional con artist.

Totally free adult dating services do exist, however rarely. More often than not, websites which provide internet dating services do charge a certain fee. If you don't want to pay a single dime, then you would have to find these sites. In this way, you don't have to part with your hard-earned money without any assurance of favorable results. With just a few clicks and a little patience, you'll soon find these sites and your ultimate dream date.

 

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